If so, you’re eligible for the “Relationship APY” if not the standard APY will apply. The interest rate and APY you receive is going to depend on whether or not you have a qualifying checking account with Wells Fargo. Special CD RatesĪs noted, a minimum deposit of $5,000 is required to open a Special Fixed Rate CD. If you’re opening these deposits as IRA CDs then the minimum deposit requirement is just $2,500 for the Special CD Fixed Rate CD and $1,000 for their Standard CDs.Īll deposits are federally insured up to $250,000 per depositor by the FDIC. The minimum deposit requirement for a Standard CD is $2,500 and $5,000 for the Special Fixed Rate CD. Their Special Fixed Rate CDs can be opened in IRAs as well. They also have 2 promotional CDs with terms of 5 and 11 months which they refer to as their “Special Fixed Rate CDs.” They also have IRA CDs with customizable terms ranging from 1 month to 12 years.
Wells Fargo offers 3 standard term CDs with terms of 3 months, 6 months and 12 months.
